April 30, 2021
Summary: Online digital banking tools like Associated Bank Digital have features and advantages for better account management from your computer or mobile device.
Three reasons to use digital banking
Why is mobile and online banking important?
Technology is now part of our everyday lives. From ordering groceries online to replacing paper tickets with digital ones, it has simplified the way we do just about everything—even when it comes to banking.
The digital revolution has made modern banking not only easier but more efficient as well. With tools like Associated Bank Digital, you can manage your banking from anywhere. It not only sends you account status updates, but it can also help you improve your overall money management to reach your financial goals.
Digital features put you more in control of your finances. They give you convenience, security and the flexibility to be prepared for all kinds of situations. Here’s why you should get to know your digital banking a little better.
1. Convenience
Technology has changed how the world does business. It’s now just as common to be a work-from-home employee or a gig worker searching for the next project as it is to have a full-time position in which you report to an office every day.
Getting paid has also gotten easier. For example, direct deposit is faster and simpler, as the funds are transferred directly into your account without involving a physical check. This saves on paper and time.
Even if your employer still prefers to use paper checks, getting your money into your account no longer means a trip to the bank or an ATM. You can easily deposit a check into your account with your mobile device, just by taking a picture.
But the convenience of digital banking isn’t limited to incoming funds. Associated Bank Digital provides all sorts of online and money management tools to keep your finances organized.
- You can pay bills from nearly anywhere—even automate them so you never miss a payment. And automatic bill pay can help your financial planning efforts as well as your credit.
- Want to send money to your friend to split the dinner bill? You can easily pay friends and family securely through Zelle®, right from Associated Bank Digital.
- Need to transfer funds from your checking to your savings account for an emergency fund? Digital banking makes it easy to do it from your smartphone or your desktop computer.
2. Up-to-the-moment security
Financial institutions like Associated Bank have digital banking security measures in place that keep your funds—as well as personal information connected with them—safe.
Associated Bank Digital will alert you if there is any suspicious activity in your accounts. Whether your debit card was used to withdraw an unusual amount of money from an ATM, or an account sign-in was detected from a new location, you’ll get a push or text alert right away.
This means you can respond to fraudulent attempts instantly, authorize holds on your accounts or cancel or lock compromised credit cards. It’s another example of the additional control—and peace of mind—digital banking gives you.
3. Real-time account updates
Knowing your balance at a glimpse can help you prevent overdrafts and fees. The Associated Bank Digital mobile app can be set up so you can get a quick look without fully signing in.
You can also activate alerts and notifications to keep you instantly informed regarding your account activity.
For example, Associated Bank Digital lets you set up alerts to inform you when a transaction takes place, when to make a payment and more—important tools for managing and safeguarding your funds. You’ll then get a text or a push notification when they happen.
It’s also important to set up low-balance alerts. Whether you’re sticking to a strict financial plan or just getting started, they’ll help you from going over your spending limit and avoid the headache of an overdraft.
Help at hand
Digital banking tools have made managing your finances easier, putting you more in control of your finances overall. But naturally, unforeseen instances arise, and situations come up in which you need personal support. When you activate Associated Bank Digital, you can be sure that our Customer Care team or online support is just a click or call away.
Get to know Associated Bank Digital
Associated Bank Digital makes it easy to keep an eye on your money. It’s packed with features for powerful, secure money management. Whether you use your mobile device or your laptop or desktop computer, you’ll get a seamless banking experience wherever you go—and better control your money and your goals.
